Bankers Trust in Iowa vs the state
8.0%Denial rate-4.82 pts vs state
9.2%Decision denial rate-6.16 pts vs state
78.5%Origination rate+10.01 pts vs state
6.38%Median rate-0.13 pts vs state
-0.13Rate spread (pts)-0.32 pts vs state
$103kMedian applicant income
576Loans originated
59Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 605 | 475 | 9.3% | 6.25% | #30 |
| 2024 | 434 | 306 | 10.8% | 8.25% | #49 |
| 2025 | 734 | 576 | 8.0% | 6.38% | #32 |
What Bankers Trust lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Bankers Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 423 | 338 | 33 | 7.8% |
| Dallas County | 76 | 58 | 5 | 6.6% |
| Story County | 71 | 59 | 4 | 5.6% |
| Linn County | 69 | 57 | 5 | 7.2% |
| Warren County | 35 | 27 | 3 | 8.6% |
| Jasper County | 7 | 4 | 0 | 0.0% |
| Madison County | 7 | 5 | 0 | 0.0% |
| Benton County | 6 | 2 | 3 | 50.0% |
| Johnson County | 5 | 3 | 1 | 20.0% |
| Cerro Gordo County | 4 | 3 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 734 applications in 2025, of which 576 were originated and 59 denied.
8.0% of all applications, or 9.2% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Bankers Trust originated in Iowa in 2025 was 6.38%, against a statewide median of 6.50%.
About this data. Figures are Bankers Trust's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology