Bank of Ontario in Wisconsin vs the state
11.9%Denial rate-2.15 pts vs state
11.9%Decision denial rate-4.50 pts vs state
88.1%Origination rate+19.99 pts vs state
—Median rate
—Rate spread (pts)
$75kMedian applicant income
52Loans originated
7Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 59 | 57 | 3.4% | — | #302 |
| 2025 | 59 | 52 | 11.9% | — | #314 |
What Bank of Ontario lends in Wisconsin
By loan purpose
By loan type
Where in Wisconsin
Counties with the most Bank of Ontario applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Vernon County | 35 | 33 | 2 | 5.7% |
| Monroe County | 19 | 17 | 2 | 10.5% |
| Crawford County | 2 | 0 | 2 | 100.0% |
| Portage County | 1 | 0 | 1 | 100.0% |
| Juneau County | 1 | 1 | 0 | 0.0% |
| La Crosse County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 59 applications in 2025, of which 52 were originated and 7 denied.
11.9% of all applications, or 11.9% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Bank of Ontario's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology