Bank of Hope in Ohio vs the state
13.3%Denial rate-4.36 pts vs state
13.3%Decision denial rate-8.56 pts vs state
86.7%Origination rate+26.77 pts vs state
6.13%Median rate-0.75 pts vs state
0.86Rate spread (pts)+0.47 pts vs state
$194kMedian applicant income
13Loans originated
2Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 5 | 0.0% | 7.13% | #712 |
| 2024 | 15 | 12 | 0.0% | 7.06% | #556 |
| 2025 | 15 | 13 | 13.3% | 6.13% | #564 |
What Bank of Hope lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Bank of Hope applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 3 | 3 | 0 | 0.0% |
| Cuyahoga County | 3 | 3 | 0 | 0.0% |
| Fulton County | 2 | 1 | 1 | 50.0% |
| Hamilton County | 1 | 0 | 1 | 100.0% |
| Warren County | 1 | 1 | 0 | 0.0% |
| Montgomery County | 1 | 1 | 0 | 0.0% |
| Butler County | 1 | 1 | 0 | 0.0% |
| Summit County | 1 | 1 | 0 | 0.0% |
| Ashtabula County | 1 | 1 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 15 applications in 2025, of which 13 were originated and 2 denied.
13.3% of all applications, or 13.3% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Bank of Hope originated in Ohio in 2025 was 6.13%, against a statewide median of 6.88%.
About this data. Figures are Bank of Hope's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology