Bank of England in Louisiana vs the state
20.0%Denial rate-2.17 pts vs state
28.6%Decision denial rate+0.42 pts vs state
50.0%Origination rate-1.97 pts vs state
6.63%Median rate0.00 pts vs state
0.50Rate spread (pts)+0.14 pts vs state
$84kMedian applicant income
5Loans originated
2Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 99 | 63 | 7.1% | 6.25% | #174 |
| 2024 | 54 | 26 | 9.3% | 6.69% | #231 |
| 2025 | 10 | 5 | 20.0% | 6.63% | #371 |
What Bank of England lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Bank of England applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Caddo Parish | 2 | 1 | 0 | 0.0% |
| East Baton Rouge Parish | 2 | 2 | 0 | 0.0% |
| Terrebonne Parish | 2 | 1 | 1 | 50.0% |
| De Soto Parish | 1 | 1 | 0 | 0.0% |
| Orleans Parish | 1 | 0 | 0 | 0.0% |
| Bossier Parish | 1 | 0 | 1 | 100.0% |
| Livingston Parish | 1 | 0 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 10 applications in 2025, of which 5 were originated and 2 denied.
20.0% of all applications, or 28.6% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Bank of England originated in Louisiana in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Bank of England's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology