Bank of Colorado in Texas vs the state
12.5%Denial rate-6.93 pts vs state
20.0%Decision denial rate-4.90 pts vs state
50.0%Origination rate-4.88 pts vs state
6.50%Median rate0.00 pts vs state
0.19Rate spread (pts)-0.01 pts vs state
$163kMedian applicant income
8Loans originated
2Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 17 | 7 | 17.7% | 5.88% | #912 |
| 2024 | 10 | 4 | 40.0% | 6.63% | #979 |
| 2025 | 16 | 8 | 12.5% | 6.50% | #898 |
What Bank of Colorado lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Bank of Colorado applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Denton County | 3 | 1 | 0 | 0.0% |
| Johnson County | 2 | 0 | 1 | 50.0% |
| Dallas County | 2 | 1 | 0 | 0.0% |
| Grayson County | 1 | 1 | 0 | 0.0% |
| Lubbock County | 1 | 1 | 0 | 0.0% |
| Travis County | 1 | 0 | 0 | 0.0% |
| Randall County | 1 | 1 | 0 | 0.0% |
| Tarrant County | 1 | 1 | 0 | 0.0% |
| Midland County | 1 | 1 | 0 | 0.0% |
| Llano County | 1 | 0 | 1 | 100.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 16 applications in 2025, of which 8 were originated and 2 denied.
12.5% of all applications, or 20.0% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Bank of Colorado originated in Texas in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Bank of Colorado's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology