Bank-Fund Staff Federal Credit Union in Delaware vs the state
9.1%Denial rate-9.07 pts vs state
10.0%Decision denial rate-12.73 pts vs state
72.7%Origination rate+13.54 pts vs state
6.75%Median rate+0.13 pts vs state
-0.25Rate spread (pts)-0.52 pts vs state
$155kMedian applicant income
8Loans originated
1Denied
Trend in Delaware
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 5 | 4 | 20.0% | 6.44% | #316 |
| 2025 | 11 | 8 | 9.1% | 6.75% | #228 |
What Bank-Fund Staff Federal Credit Union lends in Delaware
By loan purpose
By loan type
Why it denied Delaware applicants
Where in Delaware
Counties with the most Bank-Fund Staff Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sussex County | 8 | 7 | 0 | 0.0% |
| New Castle County | 3 | 1 | 1 | 33.3% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
Frequently asked questions
Delaware: 11 applications in 2025, of which 8 were originated and 1 denied.
9.1% of all applications, or 10.0% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans Bank-Fund Staff Federal Credit Union originated in Delaware in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Bank-Fund Staff Federal Credit Union's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology