Atlanta Postal in Delaware vs the state
60.0%Denial rate+41.84 pts vs state
60.0%Decision denial rate+37.27 pts vs state
40.0%Origination rate-19.19 pts vs state
8.06%Median rate+1.44 pts vs state
0.08Rate spread (pts)-0.19 pts vs state
$91kMedian applicant income
2Loans originated
3Denied
What Atlanta Postal lends in Delaware
By loan purpose
By loan type
Why it denied Delaware applicants
Where in Delaware
Counties with the most Atlanta Postal applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sussex County | 2 | 1 | 1 | 50.0% |
| Kent County | 1 | 0 | 1 | 100.0% |
| New Castle County | 1 | 1 | 0 | 0.0% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
Frequently asked questions
Delaware: 5 applications in 2025, of which 2 were originated and 3 denied.
60.0% of all applications, or 60.0% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans Atlanta Postal originated in Delaware in 2025 was 8.06%, against a statewide median of 6.63%.
About this data. Figures are Atlanta Postal's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology