Atlanta Postal in Arkansas vs the state
38.1%Denial rate+19.91 pts vs state
47.1%Decision denial rate+23.93 pts vs state
42.9%Origination rate-13.97 pts vs state
6.99%Median rate+0.37 pts vs state
0.28Rate spread (pts)-0.06 pts vs state
$71kMedian applicant income
9Loans originated
8Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 3 | 42.9% | 8.25% | #355 |
| 2024 | 11 | 7 | 18.2% | 8.50% | #325 |
| 2025 | 21 | 9 | 38.1% | 6.99% | #280 |
What Atlanta Postal lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Atlanta Postal applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 2 | 1 | 0 | 0.0% |
| Washington County | 2 | 1 | 1 | 50.0% |
| Pope County | 2 | 0 | 2 | 100.0% |
| Cross County | 1 | 0 | 0 | 0.0% |
| Franklin County | 1 | 1 | 0 | 0.0% |
| Independence County | 1 | 0 | 1 | 100.0% |
| Marion County | 1 | 0 | 1 | 100.0% |
| Benton County | 1 | 1 | 0 | 0.0% |
| Poinsett County | 1 | 1 | 0 | 0.0% |
| Saline County | 1 | 0 | 1 | 100.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 21 applications in 2025, of which 9 were originated and 8 denied.
38.1% of all applications, or 47.1% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Atlanta Postal originated in Arkansas in 2025 was 6.99%, against a statewide median of 6.63%.
About this data. Figures are Atlanta Postal's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology