Assurance Financial Group · Mississippi · 2025

Assurance Financial Group in Mississippi: approval rate, denial rate and rates (2025)

Assurance Financial Group took 46 mortgage applications in Mississippi in 2025, ranking #180 of 681 lenders active in the state. It originated 80.4% of them and denied 6.5% (7.5% of the applications it decided), against a statewide denial rate of 22.9%.

46Applicationsin MS
7.5%Decision denial ratestate 28.5%
6.63%Median ratestate 6.75%
$270,000Median loanstate $135,000
$11MVolume16 counties

Assurance Financial Group in Mississippi vs the state

6.5%Denial rate-16.40 pts vs state
7.5%Decision denial rate-20.95 pts vs state
80.4%Origination rate+27.56 pts vs state
6.63%Median rate-0.13 pts vs state
0.41Rate spread (pts)+0.07 pts vs state
$110kMedian applicant income
37Loans originated
3Denied

Trend in Mississippi

YearApplicationsOriginatedDenial rateMedian rateRank in state
202334235.9%6.99%#186
202432213.1%6.93%#195
202546376.5%6.63%#180

What Assurance Financial Group lends in Mississippi

By loan purpose

Home purchase 35 76% · 5.7% denied
Refinance 9 20% · 11.1% denied
Cash-out refinance 2 4% · 0.0% denied

By loan type

Conventional 32 70% · 3.1% denied
FHA 8 17% · 12.5% denied
VA 4 9% · 0.0% denied
USDA / RHS 2 4% · 50.0% denied

Why it denied Mississippi applicants

Credit history 2 67%
Debt-to-income ratio 1 33%

Where in Mississippi

Counties with the most Assurance Financial Group applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Rankin County 19162 10.5%
Hinds County 430 0.0%
Madison County 430 0.0%
Adams County 321 33.3%
Harrison County 210 0.0%
Lamar County 220 0.0%
Jackson County 220 0.0%
Webster County 220 0.0%
Alcorn County 110 0.0%
Lee County 110 0.0%

Other large lenders in Mississippi

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 6,76448.5%10.56%
Trustmark National BankC 5,53112.5%6.75%
Cadence BankB 5,30119.2%7.25%
Regions BankC 4,91644.7%5.75%
Rocket MortgageC 4,63624.8%6.63%
Community Bank of MississippiC 3,8569.0%7.65%
Renasant BankB 3,18814.3%6.99%
Triad Financial ServicesD 3,14034.4%8.76%
Vanderbilt Mortgage and FinanceF 2,84044.3%10.25%
BankPlusB 2,63810.7%6.50%

Frequently asked questions

Mississippi: 46 applications in 2025, of which 37 were originated and 3 denied.

6.5% of all applications, or 7.5% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.

The median rate on loans Assurance Financial Group originated in Mississippi in 2025 was 6.63%, against a statewide median of 6.75%.

About this data. Figures are Assurance Financial Group's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology