Armed Forces Bank in Ohio vs the state
6.8%Denial rate-10.87 pts vs state
10.0%Decision denial rate-11.89 pts vs state
61.4%Origination rate+1.46 pts vs state
6.25%Median rate-0.63 pts vs state
-0.23Rate spread (pts)-0.62 pts vs state
$158kMedian applicant income
27Loans originated
3Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 23 | 16 | 8.7% | 6.19% | #504 |
| 2024 | 29 | 18 | 13.8% | 6.13% | #473 |
| 2025 | 44 | 27 | 6.8% | 6.25% | #425 |
What Armed Forces Bank lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Armed Forces Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 6 | 3 | 0 | 0.0% |
| Montgomery County | 4 | 2 | 1 | 25.0% |
| Stark County | 3 | 2 | 1 | 33.3% |
| Hamilton County | 3 | 2 | 0 | 0.0% |
| Clermont County | 3 | 3 | 0 | 0.0% |
| Miami County | 3 | 2 | 0 | 0.0% |
| Medina County | 2 | 2 | 0 | 0.0% |
| Fairfield County | 2 | 1 | 0 | 0.0% |
| Greene County | 2 | 1 | 0 | 0.0% |
| Madison County | 2 | 2 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 44 applications in 2025, of which 27 were originated and 3 denied.
6.8% of all applications, or 10.0% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Armed Forces Bank originated in Ohio in 2025 was 6.25%, against a statewide median of 6.88%.
About this data. Figures are Armed Forces Bank's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology