Ark-La-Tex Financial Services, LLC. in Ohio vs the state
2.1%Denial rate-15.61 pts vs state
2.4%Decision denial rate-19.51 pts vs state
84.0%Origination rate+24.13 pts vs state
6.62%Median rate-0.25 pts vs state
0.31Rate spread (pts)-0.08 pts vs state
$87kMedian applicant income
242Loans originated
6Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 425 | 286 | 1.9% | 6.99% | #130 |
| 2024 | 425 | 308 | 3.1% | 6.75% | #137 |
| 2025 | 288 | 242 | 2.1% | 6.62% | #194 |
What Ark-La-Tex Financial Services, LLC. lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Ark-La-Tex Financial Services, LLC. applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lucas County | 53 | 44 | 0 | 0.0% |
| Hamilton County | 36 | 33 | 1 | 2.8% |
| Cuyahoga County | 19 | 16 | 1 | 5.3% |
| Montgomery County | 17 | 13 | 0 | 0.0% |
| Warren County | 15 | 14 | 0 | 0.0% |
| Mahoning County | 15 | 14 | 0 | 0.0% |
| Summit County | 14 | 9 | 3 | 21.4% |
| Licking County | 12 | 9 | 0 | 0.0% |
| Lake County | 11 | 10 | 0 | 0.0% |
| Wood County | 9 | 9 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 288 applications in 2025, of which 242 were originated and 6 denied.
2.1% of all applications, or 2.4% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Ark-La-Tex Financial Services, LLC. originated in Ohio in 2025 was 6.62%, against a statewide median of 6.88%.
About this data. Figures are Ark-La-Tex Financial Services, LLC.'s own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology