Ark-La-Tex Financial Services, LLC. in Missouri vs the state
1.9%Denial rate-13.22 pts vs state
2.1%Decision denial rate-16.57 pts vs state
84.3%Origination rate+21.60 pts vs state
6.62%Median rate0.00 pts vs state
0.20Rate spread (pts)-0.15 pts vs state
$106kMedian applicant income
182Loans originated
4Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 259 | 178 | 5.8% | 6.99% | #126 |
| 2024 | 367 | 280 | 2.2% | 6.75% | #106 |
| 2025 | 216 | 182 | 1.9% | 6.62% | #173 |
What Ark-La-Tex Financial Services, LLC. lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Ark-La-Tex Financial Services, LLC. applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jackson County | 76 | 65 | 1 | 1.3% |
| Clay County | 32 | 28 | 1 | 3.1% |
| St. Louis County | 14 | 11 | 0 | 0.0% |
| St. Charles County | 11 | 9 | 0 | 0.0% |
| Platte County | 11 | 8 | 0 | 0.0% |
| Jefferson County | 7 | 7 | 0 | 0.0% |
| Cass County | 7 | 5 | 0 | 0.0% |
| Jasper County | 5 | 4 | 1 | 20.0% |
| St. Louis city | 5 | 5 | 0 | 0.0% |
| Greene County | 4 | 3 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 216 applications in 2025, of which 182 were originated and 4 denied.
1.9% of all applications, or 2.1% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Ark-La-Tex Financial Services, LLC. originated in Missouri in 2025 was 6.62%, against a statewide median of 6.63%.
About this data. Figures are Ark-La-Tex Financial Services, LLC.'s own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology