Ark-La-Tex Financial Services, LLC. in Kansas vs the state
1.6%Denial rate-13.39 pts vs state
2.0%Decision denial rate-16.30 pts vs state
79.9%Origination rate+16.11 pts vs state
6.75%Median rate+0.13 pts vs state
0.37Rate spread (pts)+0.07 pts vs state
$109kMedian applicant income
243Loans originated
5Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 300 | 219 | 3.3% | 6.88% | #70 |
| 2024 | 311 | 238 | 1.9% | 6.75% | #71 |
| 2025 | 304 | 243 | 1.6% | 6.75% | #81 |
What Ark-La-Tex Financial Services, LLC. lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Ark-La-Tex Financial Services, LLC. applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 130 | 112 | 0 | 0.0% |
| Sedgwick County | 87 | 67 | 2 | 2.3% |
| Wyandotte County | 25 | 17 | 0 | 0.0% |
| Pratt County | 8 | 8 | 0 | 0.0% |
| Leavenworth County | 7 | 6 | 0 | 0.0% |
| Butler County | 6 | 4 | 2 | 33.3% |
| Miami County | 5 | 4 | 0 | 0.0% |
| Franklin County | 4 | 3 | 0 | 0.0% |
| Douglas County | 4 | 4 | 0 | 0.0% |
| Harvey County | 3 | 3 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 304 applications in 2025, of which 243 were originated and 5 denied.
1.6% of all applications, or 2.0% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Ark-La-Tex Financial Services, LLC. originated in Kansas in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Ark-La-Tex Financial Services, LLC.'s own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology