Ark-La-Tex Financial Services, LLC. in Alaska vs the state
2.2%Denial rate-11.79 pts vs state
2.9%Decision denial rate-15.12 pts vs state
75.6%Origination rate+14.88 pts vs state
6.13%Median rate-0.32 pts vs state
-0.17Rate spread (pts)-0.30 pts vs state
$136kMedian applicant income
34Loans originated
1Denied
Trend in Alaska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 13 | 5 | 15.4% | 7.50% | #83 |
| 2024 | 70 | 53 | 1.4% | 6.63% | #47 |
| 2025 | 45 | 34 | 2.2% | 6.13% | #65 |
What Ark-La-Tex Financial Services, LLC. lends in Alaska
By loan purpose
By loan type
Why it denied Alaska applicants
Where in Alaska
Counties with the most Ark-La-Tex Financial Services, LLC. applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Matanuska-Susitna Borough | 25 | 20 | 0 | 0.0% |
| Anchorage Municipality | 16 | 10 | 1 | 6.3% |
| Kenai Peninsula Borough | 2 | 2 | 0 | 0.0% |
| Fairbanks North Star Borough | 2 | 2 | 0 | 0.0% |
Other large lenders in Alaska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Global Federal Credit Union | C | 2,601 | 16.0% | 6.63% |
| Residential Mortgage | B | 1,907 | 4.4% | 6.25% |
| Newrez | D | 1,344 | 4.3% | 6.38% |
| Rocket Mortgage | C | 1,051 | 17.8% | 6.75% |
| Mortgage Research Center | C | 844 | 14.5% | 6.25% |
| United Shore Financial Services | B | 551 | 12.2% | 6.12% |
| The Loan Store | B | 519 | 8.5% | 6.50% |
| NuVision Federal Credit Union | C | 501 | 32.9% | 4.99% |
| CREDIT UNION 1 Credit Union | D | 462 | 11.7% | 7.75% |
| First National Bank Alaska | C | 402 | 9.0% | 6.63% |
Frequently asked questions
Alaska: 45 applications in 2025, of which 34 were originated and 1 denied.
2.2% of all applications, or 2.9% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.
The median rate on loans Ark-La-Tex Financial Services, LLC. originated in Alaska in 2025 was 6.13%, against a statewide median of 6.44%.
About this data. Figures are Ark-La-Tex Financial Services, LLC.'s own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology