Arbor Realty Trust in Ohio vs the state
13.0%Denial rate-4.65 pts vs state
15.8%Decision denial rate-6.10 pts vs state
69.6%Origination rate+9.67 pts vs state
5.89%Median rate-0.99 pts vs state
—Rate spread (pts)
—Median applicant income
16Loans originated
3Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 24 | 16 | 12.5% | 6.01% | #501 |
| 2024 | 20 | 9 | 25.0% | 5.88% | #517 |
| 2025 | 23 | 16 | 13.0% | 5.89% | #509 |
What Arbor Realty Trust lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Arbor Realty Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hamilton County | 5 | 2 | 1 | 20.0% |
| Cuyahoga County | 5 | 3 | 1 | 20.0% |
| Montgomery County | 3 | 2 | 1 | 33.3% |
| Butler County | 2 | 2 | 0 | 0.0% |
| Greene County | 2 | 2 | 0 | 0.0% |
| Franklin County | 1 | 1 | 0 | 0.0% |
| Warren County | 1 | 1 | 0 | 0.0% |
| Geauga County | 1 | 1 | 0 | 0.0% |
| Huron County | 1 | 0 | 0 | 0.0% |
| Medina County | 1 | 1 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 23 applications in 2025, of which 16 were originated and 3 denied.
13.0% of all applications, or 15.8% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Arbor Realty Trust originated in Ohio in 2025 was 5.89%, against a statewide median of 6.88%.
About this data. Figures are Arbor Realty Trust's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology