Apco Employees · Mississippi · 2025

Apco Employees in Mississippi: approval rate, denial rate and rates (2025)

Apco Employees took 28 mortgage applications in Mississippi in 2025, ranking #210 of 681 lenders active in the state. It originated 75.0% of them and denied 25.0% (25.0% of the applications it decided), against a statewide denial rate of 22.9%.

28Applicationsin MS
25.0%Decision denial ratestate 28.5%
6.00%Median ratestate 6.75%
$75,000Median loanstate $135,000
$1.9MVolume8 counties

Apco Employees in Mississippi vs the state

25.0%Denial rate+2.08 pts vs state
25.0%Decision denial rate-3.45 pts vs state
75.0%Origination rate+22.13 pts vs state
6.00%Median rate-0.75 pts vs state
6.00Rate spread (pts)+5.67 pts vs state
$150kMedian applicant income
21Loans originated
7Denied

Trend in Mississippi

YearApplicationsOriginatedDenial rateMedian rateRank in state
202411645.5%6.25%#277
2025282125.0%6.00%#210

What Apco Employees lends in Mississippi

By loan purpose

Home purchase 2 7% · 0.0% denied
Home improvement 11 39% · 27.3% denied
Other / HELOC 15 54% · 26.7% denied

By loan type

Conventional 28 100% · 25.0% denied

Why it denied Mississippi applicants

Credit history 7 100%

Where in Mississippi

Counties with the most Apco Employees applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Harrison County 1192 18.2%
Jackson County 532 40.0%
Lauderdale County 440 0.0%
Hancock County 321 33.3%
George County 202 100.0%
Madison County 110 0.0%
Lamar County 110 0.0%
Lee County 110 0.0%

Other large lenders in Mississippi

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 6,76448.5%10.56%
Trustmark National BankC 5,53112.5%6.75%
Cadence BankB 5,30119.2%7.25%
Regions BankC 4,91644.7%5.75%
Rocket MortgageC 4,63624.8%6.63%
Community Bank of MississippiC 3,8569.0%7.65%
Renasant BankB 3,18814.3%6.99%
Triad Financial ServicesD 3,14034.4%8.76%
Vanderbilt Mortgage and FinanceF 2,84044.3%10.25%
BankPlusB 2,63810.7%6.50%

Frequently asked questions

Mississippi: 28 applications in 2025, of which 21 were originated and 7 denied.

25.0% of all applications, or 25.0% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.

The median rate on loans Apco Employees originated in Mississippi in 2025 was 6.00%, against a statewide median of 6.75%.

About this data. Figures are Apco Employees's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology