APCI Federal Credit Union · Louisiana · 2025

APCI Federal Credit Union in Louisiana: approval rate, denial rate and rates (2025)

APCI Federal Credit Union took 7 mortgage applications in Louisiana in 2025, ranking #407 of 721 lenders active in the state. It originated 57.1% of them and denied 14.3% (20.0% of the applications it decided), against a statewide denial rate of 22.2%.

7Applicationsin LA
20.0%Decision denial ratestate 28.2%
Median ratestate 6.63%
$85,000Median loanstate $165,000
$450kVolume6 counties

APCI Federal Credit Union in Louisiana vs the state

14.3%Denial rate-7.88 pts vs state
20.0%Decision denial rate-8.15 pts vs state
57.1%Origination rate+5.17 pts vs state
Median rate
Rate spread (pts)
$122kMedian applicant income
4Loans originated
1Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
20239811.1%#398
2024770.0%#408
20257414.3%#407

What APCI Federal Credit Union lends in Louisiana

By loan purpose

Refinance 2 29% · 50.0% denied
Home improvement 4 57% · 0.0% denied
Other / HELOC 1 14% · 0.0% denied

By loan type

Conventional 7 100% · 14.3% denied

Where in Louisiana

Counties with the most APCI Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
St. Tammany Parish 201 50.0%
Washington Parish 110 0.0%
Terrebonne Parish 100 0.0%
West Baton Rouge Parish 110 0.0%
Orleans Parish 110 0.0%
Jefferson Parish 110 0.0%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 7 applications in 2025, of which 4 were originated and 1 denied.

14.3% of all applications, or 20.0% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are APCI Federal Credit Union's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology