Angel Oak Mortgage Solutions in Ohio vs the state
11.8%Denial rate-5.93 pts vs state
17.3%Decision denial rate-4.61 pts vs state
52.9%Origination rate-6.96 pts vs state
7.37%Median rate+0.50 pts vs state
1.37Rate spread (pts)+0.99 pts vs state
$194kMedian applicant income
63Loans originated
14Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 120 | 52 | 24.2% | 8.69% | #277 |
| 2024 | 117 | 61 | 16.2% | 7.88% | #287 |
| 2025 | 119 | 63 | 11.8% | 7.37% | #304 |
What Angel Oak Mortgage Solutions lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Angel Oak Mortgage Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 31 | 17 | 1 | 3.2% |
| Cuyahoga County | 17 | 6 | 1 | 5.9% |
| Hamilton County | 7 | 5 | 1 | 14.3% |
| Delaware County | 6 | 2 | 3 | 50.0% |
| Summit County | 5 | 4 | 0 | 0.0% |
| Montgomery County | 4 | 0 | 2 | 50.0% |
| Miami County | 4 | 1 | 1 | 25.0% |
| Stark County | 4 | 4 | 0 | 0.0% |
| Lucas County | 4 | 0 | 1 | 25.0% |
| Mahoning County | 3 | 3 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 119 applications in 2025, of which 63 were originated and 14 denied.
11.8% of all applications, or 17.3% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Angel Oak Mortgage Solutions originated in Ohio in 2025 was 7.37%, against a statewide median of 6.88%.
About this data. Figures are Angel Oak Mortgage Solutions's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology