Angel Oak Mortgage Solutions · Delaware · 2025

Angel Oak Mortgage Solutions in Delaware: approval rate, denial rate and rates (2025)

Angel Oak Mortgage Solutions took 29 mortgage applications in Delaware in 2025, ranking #159 of 540 lenders active in the state. It originated 58.6% of them and denied 17.2% (22.7% of the applications it decided), against a statewide denial rate of 18.2%.

29Applicationsin DE
22.7%Decision denial ratestate 22.7%
7.12%Median ratestate 6.63%
$305,000Median loanstate $245,000
$5.4MVolume3 counties

Angel Oak Mortgage Solutions in Delaware vs the state

17.2%Denial rate-0.92 pts vs state
22.7%Decision denial rate0.00 pts vs state
58.6%Origination rate-0.57 pts vs state
7.12%Median rate+0.50 pts vs state
0.88Rate spread (pts)+0.61 pts vs state
$217kMedian applicant income
17Loans originated
5Denied

Trend in Delaware

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023241312.5%8.50%#146
2024221218.2%7.63%#172
2025291717.2%7.12%#159

What Angel Oak Mortgage Solutions lends in Delaware

By loan purpose

Home purchase 17 59% · 11.8% denied
Refinance 3 10% · 0.0% denied
Cash-out refinance 9 31% · 33.3% denied

By loan type

Conventional 29 100% · 17.2% denied

Why it denied Delaware applicants

Collateral 2 40%
Insufficient cash 2 40%
Debt-to-income ratio 1 20%

Where in Delaware

Counties with the most Angel Oak Mortgage Solutions applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Sussex County 1363 23.1%
New Castle County 1182 18.2%
Kent County 530 0.0%

Other large lenders in Delaware

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 2,38115.5%6.88%
Wilmington Savings Fund SocietyB 1,80116.6%7.25%
Citizens BankC 1,63329.3%7.65%
PNC BankD 1,49225.1%7.50%
NVR Mortgage FinanceB 1,41418.7%6.63%
United Shore Financial ServicesB 1,40813.0%6.13%
Pike Creek Mortgage ServicesB 1,3832.2%6.38%
Manufacturers and Traders TrustC 1,33732.5%5.99%
NewrezD 1,12718.4%6.50%
Del-One Federal Credit UnionD 1,07041.3%7.00%

Frequently asked questions

Delaware: 29 applications in 2025, of which 17 were originated and 5 denied.

17.2% of all applications, or 22.7% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.

The median rate on loans Angel Oak Mortgage Solutions originated in Delaware in 2025 was 7.12%, against a statewide median of 6.63%.

About this data. Figures are Angel Oak Mortgage Solutions's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology