Andrew Johnson Bank in Tennessee vs the state
9.5%Denial rate-7.64 pts vs state
11.1%Decision denial rate-10.63 pts vs state
73.3%Origination rate+15.22 pts vs state
7.25%Median rate+0.63 pts vs state
—Rate spread (pts)
$124kMedian applicant income
162Loans originated
21Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 219 | 158 | 11.0% | 7.55% | #179 |
| 2024 | 203 | 150 | 9.4% | 8.00% | #201 |
| 2025 | 221 | 162 | 9.5% | 7.25% | #202 |
What Andrew Johnson Bank lends in Tennessee
By loan purpose
By loan type
Where in Tennessee
Counties with the most Andrew Johnson Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Greene County | 86 | 66 | 8 | 9.3% |
| Bradley County | 32 | 19 | 1 | 3.1% |
| Hamblen County | 20 | 15 | 3 | 15.0% |
| Washington County | 17 | 15 | 0 | 0.0% |
| Hamilton County | 13 | 11 | 1 | 7.7% |
| Sullivan County | 9 | 5 | 4 | 44.4% |
| Knox County | 6 | 6 | 0 | 0.0% |
| Polk County | 6 | 4 | 0 | 0.0% |
| McMinn County | 5 | 4 | 0 | 0.0% |
| Jefferson County | 5 | 3 | 1 | 20.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 221 applications in 2025, of which 162 were originated and 21 denied.
9.5% of all applications, or 11.1% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Andrew Johnson Bank originated in Tennessee in 2025 was 7.25%, against a statewide median of 6.62%.
About this data. Figures are Andrew Johnson Bank's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology