Ameris Bank in Missouri vs the state
2.9%Denial rate-12.15 pts vs state
3.3%Decision denial rate-15.37 pts vs state
83.2%Origination rate+20.55 pts vs state
6.38%Median rate-0.25 pts vs state
-0.01Rate spread (pts)-0.36 pts vs state
$115kMedian applicant income
114Loans originated
4Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 89 | 66 | 4.5% | 6.63% | #248 |
| 2024 | 105 | 88 | 3.8% | 6.56% | #240 |
| 2025 | 137 | 114 | 2.9% | 6.38% | #228 |
What Ameris Bank lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Ameris Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Greene County | 48 | 41 | 1 | 2.1% |
| Christian County | 17 | 16 | 1 | 5.9% |
| Taney County | 16 | 15 | 1 | 6.3% |
| Stone County | 14 | 9 | 1 | 7.1% |
| Clay County | 7 | 5 | 0 | 0.0% |
| Camden County | 5 | 3 | 0 | 0.0% |
| Morgan County | 3 | 2 | 0 | 0.0% |
| Webster County | 3 | 2 | 0 | 0.0% |
| St. Louis County | 3 | 3 | 0 | 0.0% |
| Pulaski County | 2 | 2 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 137 applications in 2025, of which 114 were originated and 4 denied.
2.9% of all applications, or 3.3% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Ameris Bank originated in Missouri in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Ameris Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology