Amerihome Mortgage Company in Utah vs the state
13.6%Denial rate-2.38 pts vs state
18.6%Decision denial rate-0.54 pts vs state
59.3%Origination rate-3.98 pts vs state
6.25%Median rate-0.38 pts vs state
0.20Rate spread (pts)-0.04 pts vs state
$111kMedian applicant income
48Loans originated
11Denied
Trend in Utah
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 42 | 13 | 16.7% | 6.50% | #164 |
| 2024 | 35 | 19 | 14.3% | 6.63% | #182 |
| 2025 | 81 | 48 | 13.6% | 6.25% | #142 |
What Amerihome Mortgage Company lends in Utah
By loan purpose
By loan type
Why it denied Utah applicants
Where in Utah
Counties with the most Amerihome Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Salt Lake County | 23 | 12 | 6 | 26.1% |
| Utah County | 14 | 11 | 0 | 0.0% |
| Weber County | 9 | 7 | 0 | 0.0% |
| Washington County | 7 | 3 | 1 | 14.3% |
| Tooele County | 6 | 5 | 0 | 0.0% |
| Carbon County | 4 | 0 | 1 | 25.0% |
| Box Elder County | 3 | 1 | 0 | 0.0% |
| Davis County | 3 | 3 | 0 | 0.0% |
| Iron County | 3 | 1 | 1 | 33.3% |
| Sanpete County | 2 | 2 | 0 | 0.0% |
Other large lenders in Utah
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| AMERICA FIRST Federal Credit Union | C | 16,303 | 18.3% | 6.99% |
| Mountain America Federal Credit Union | D | 15,401 | 36.5% | 7.24% |
| United Shore Financial Services | B | 11,325 | 8.5% | 6.25% |
| Rocket Mortgage | C | 6,276 | 14.6% | 6.63% |
| Guild Mortgage | A | 5,427 | 1.5% | 6.50% |
| Intercap Lending | A | 4,881 | 0.7% | 6.50% |
| Goldenwest | B | 4,794 | 17.6% | 7.50% |
| First Colony Mortgage | A | 3,499 | 2.1% | 6.38% |
| Kind Lending | C | 3,227 | 20.3% | 6.50% |
| Zions Bancorporation | B | 3,013 | 22.9% | 6.49% |
Frequently asked questions
Utah: 81 applications in 2025, of which 48 were originated and 11 denied.
13.6% of all applications, or 18.6% of the applications it actually decided on. The Utah statewide average across all lenders was 16.0%.
The median rate on loans Amerihome Mortgage Company originated in Utah in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Amerihome Mortgage Company's own HMDA filing for properties located in Utah, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology