Amerihome Mortgage Company · Tennessee · 2025

Amerihome Mortgage Company in Tennessee: approval rate, denial rate and rates (2025)

Amerihome Mortgage Company took 520 mortgage applications in Tennessee in 2025, ranking #111 of 1,274 lenders active in the state. It originated 59.8% of them and denied 9.0% (12.8% of the applications it decided), against a statewide denial rate of 17.1%.

520Applicationsin TN
12.8%Decision denial ratestate 21.7%
6.38%Median ratestate 6.62%
$295,000Median loanstate $225,000
$104MVolume71 counties

Amerihome Mortgage Company in Tennessee vs the state

9.0%Denial rate-8.10 pts vs state
12.8%Decision denial rate-8.91 pts vs state
59.8%Origination rate+1.73 pts vs state
6.38%Median rate-0.25 pts vs state
0.28Rate spread (pts)+0.05 pts vs state
$100kMedian applicant income
311Loans originated
47Denied

Trend in Tennessee

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232319622.1%6.63%#170
20243842119.4%6.63%#124
20255203119.0%6.38%#111

What Amerihome Mortgage Company lends in Tennessee

By loan purpose

Home purchase 105 20% · 9.5% denied
Refinance 359 69% · 6.7% denied
Cash-out refinance 56 11% · 23.2% denied

By loan type

Conventional 145 28% · 11.0% denied
FHA 321 62% · 8.4% denied
VA 54 10% · 7.4% denied

Why it denied Tennessee applicants

Credit history 17 36%
Debt-to-income ratio 7 15%
Collateral 6 13%
Unverifiable information 6 13%
Insufficient cash 5 11%
Other 4 9%
Incomplete application 2 4%

Where in Tennessee

Counties with the most Amerihome Mortgage Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Knox County 78606 7.7%
Davidson County 49234 8.2%
Shelby County 40195 12.5%
Montgomery County 30135 16.7%
Hamilton County 26161 3.8%
Rutherford County 26122 7.7%
Bradley County 17131 5.9%
Robertson County 15131 6.7%
Wilson County 1380 0.0%
Sullivan County 12111 8.3%

Other large lenders in Tennessee

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,50317.3%6.50%
United Shore Financial ServicesB 12,45810.9%6.12%
Regions BankC 11,24736.5%4.99%
Vanderbilt Mortgage and FinanceF 9,64935.8%8.75%
Mortgage Research CenterC 6,56817.3%6.25%
FirstBankC 5,67714.5%6.88%
CMG MortgageA 5,6432.9%6.50%
Freedom MortgageB 5,4938.0%6.25%
Pennymac Loan ServicesC 5,33111.2%6.00%
Mortgage Investors GroupB 4,4543.5%6.50%

Frequently asked questions

Tennessee: 520 applications in 2025, of which 311 were originated and 47 denied.

9.0% of all applications, or 12.8% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.

The median rate on loans Amerihome Mortgage Company originated in Tennessee in 2025 was 6.38%, against a statewide median of 6.62%.

About this data. Figures are Amerihome Mortgage Company's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology