Amerihome Mortgage Company · Oregon · 2025

Amerihome Mortgage Company in Oregon: approval rate, denial rate and rates (2025)

Amerihome Mortgage Company took 102 mortgage applications in Oregon in 2025, ranking #168 of 700 lenders active in the state. It originated 46.1% of them and denied 13.7% (21.9% of the applications it decided), against a statewide denial rate of 15.3%.

102Applicationsin OR
21.9%Decision denial ratestate 19.2%
6.38%Median ratestate 6.75%
$410,000Median loanstate $275,000
$19MVolume22 counties

Amerihome Mortgage Company in Oregon vs the state

13.7%Denial rate-1.58 pts vs state
21.9%Decision denial rate+2.72 pts vs state
46.1%Origination rate-14.54 pts vs state
6.38%Median rate-0.38 pts vs state
0.30Rate spread (pts)+0.02 pts vs state
$101kMedian applicant income
47Loans originated
14Denied

Trend in Oregon

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023441520.5%6.63%#211
2024422214.3%6.63%#220
20251024713.7%6.38%#168

What Amerihome Mortgage Company lends in Oregon

By loan purpose

Home purchase 11 11% · 18.2% denied
Refinance 76 75% · 9.2% denied
Cash-out refinance 15 15% · 33.3% denied

By loan type

Conventional 35 34% · 28.6% denied
FHA 60 59% · 5.0% denied
VA 7 7% · 14.3% denied

Why it denied Oregon applicants

Debt-to-income ratio 4 29%
Credit history 3 21%
Unverifiable information 3 21%
Other 2 14%
Collateral 1 7%
Insufficient cash 1 7%

Where in Oregon

Counties with the most Amerihome Mortgage Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Multnomah County 1974 21.1%
Washington County 1544 26.7%
Marion County 1372 15.4%
Linn County 821 12.5%
Jackson County 640 0.0%
Columbia County 630 0.0%
Deschutes County 540 0.0%
Clackamas County 521 20.0%
Lane County 511 20.0%
Crook County 320 0.0%

Other large lenders in Oregon

LenderGradeApplicationsDenial rateMedian rate
Onpoint Community Credit UnionB 10,71015.7%7.50%
Rocket MortgageC 6,64916.3%6.75%
United Shore Financial ServicesB 6,60010.4%6.25%
Guild MortgageA 6,0342.6%6.55%
U.S. BankD 4,87531.6%7.85%
Umpqua BankC 3,15523.0%7.50%
NewrezD 2,94512.9%6.63%
CMG MortgageA 2,7022.9%6.50%
Pennymac Loan ServicesC 2,64210.2%6.62%
Rogue Credit UnionC 2,51110.2%7.49%

Frequently asked questions

Oregon: 102 applications in 2025, of which 47 were originated and 14 denied.

13.7% of all applications, or 21.9% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.

The median rate on loans Amerihome Mortgage Company originated in Oregon in 2025 was 6.38%, against a statewide median of 6.75%.

About this data. Figures are Amerihome Mortgage Company's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology