Amerihome Mortgage Company · Ohio · 2025

Amerihome Mortgage Company in Ohio: approval rate, denial rate and rates (2025)

Amerihome Mortgage Company took 649 mortgage applications in Ohio in 2025, ranking #117 of 1,092 lenders active in the state. It originated 61.0% of them and denied 8.0% (11.3% of the applications it decided), against a statewide denial rate of 17.7%.

649Applicationsin OH
11.3%Decision denial ratestate 21.9%
6.50%Median ratestate 6.88%
$245,000Median loanstate $155,000
$109MVolume71 counties

Amerihome Mortgage Company in Ohio vs the state

8.0%Denial rate-9.68 pts vs state
11.3%Decision denial rate-10.56 pts vs state
61.0%Origination rate+1.12 pts vs state
6.50%Median rate-0.38 pts vs state
0.37Rate spread (pts)-0.02 pts vs state
$95kMedian applicant income
396Loans originated
52Denied

Trend in Ohio

YearApplicationsOriginatedDenial rateMedian rateRank in state
202320311213.3%6.63%#220
20243601839.7%6.63%#152
20256493968.0%6.50%#117

What Amerihome Mortgage Company lends in Ohio

By loan purpose

Home purchase 127 20% · 5.5% denied
Refinance 466 72% · 6.2% denied
Cash-out refinance 56 9% · 28.6% denied

By loan type

Conventional 196 30% · 5.1% denied
FHA 420 65% · 9.8% denied
VA 33 5% · 3.0% denied

Why it denied Ohio applicants

Credit history 24 46%
Debt-to-income ratio 9 17%
Other 6 12%
Unverifiable information 6 12%
Insufficient cash 4 8%
Collateral 3 6%

Where in Ohio

Counties with the most Amerihome Mortgage Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Franklin County 875810 11.5%
Cuyahoga County 73495 6.8%
Hamilton County 42234 9.5%
Montgomery County 34176 17.6%
Stark County 29141 3.4%
Butler County 26112 7.7%
Lorain County 23160 0.0%
Summit County 22140 0.0%
Lake County 21131 4.8%
Medina County 18101 5.6%

Other large lenders in Ohio

LenderGradeApplicationsDenial rateMedian rate
The Huntington National BankD 42,68325.8%7.59%
Rocket MortgageC 23,16518.5%6.63%
Fifth Third BankD 21,93925.6%7.50%
Crosscountry MortgageB 16,0663.1%6.75%
United Shore Financial ServicesB 14,62613.1%6.45%
Third Federal Savings and Loan Association of ClevelandC 12,62223.0%6.74%
PNC BankD 11,60724.6%7.40%
Wright-Patt Credit UnionC 8,79128.1%7.50%
U.S. BankD 8,62338.0%7.60%
Citizens BankC 7,77524.3%7.65%

Frequently asked questions

Ohio: 649 applications in 2025, of which 396 were originated and 52 denied.

8.0% of all applications, or 11.3% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.

The median rate on loans Amerihome Mortgage Company originated in Ohio in 2025 was 6.50%, against a statewide median of 6.88%.

About this data. Figures are Amerihome Mortgage Company's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology