American Nation Bank in Oklahoma vs the state
11.1%Denial rate-6.81 pts vs state
12.5%Decision denial rate-10.37 pts vs state
74.4%Origination rate+18.34 pts vs state
—Median rate
—Rate spread (pts)
$68kMedian applicant income
67Loans originated
10Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 100 | 75 | 7.0% | — | #168 |
| 2024 | 81 | 54 | 21.0% | — | #193 |
| 2025 | 90 | 67 | 11.1% | — | #199 |
What American Nation Bank lends in Oklahoma
By loan purpose
By loan type
Where in Oklahoma
Counties with the most American Nation Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Carter County | 55 | 40 | 5 | 9.1% |
| Love County | 8 | 3 | 4 | 50.0% |
| Stephens County | 6 | 4 | 0 | 0.0% |
| Bryan County | 6 | 5 | 1 | 16.7% |
| Jefferson County | 4 | 4 | 0 | 0.0% |
| Murray County | 4 | 4 | 0 | 0.0% |
| Garvin County | 2 | 2 | 0 | 0.0% |
| Oklahoma County | 1 | 1 | 0 | 0.0% |
| Marshall County | 1 | 1 | 0 | 0.0% |
| Texas County | 1 | 1 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 90 applications in 2025, of which 67 were originated and 10 denied.
11.1% of all applications, or 12.5% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are American Nation Bank's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology