Largest lenders in Love County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 56 | 8 | 37.5% | 9.10% |
| 2 | BancFirst | C | 21 | 15 | 19.1% | 7.00% |
| 3 | Triad Financial Services | D | 19 | 0 | 47.4% | — |
| 4 | Rocket Mortgage | C | 18 | 12 | 27.8% | 6.88% |
| 5 | First United Bank and Trust | C | 13 | 6 | 0.0% | 6.88% |
| 6 | Associated Mortgage | A | 10 | 8 | 10.0% | 6.38% |
| 7 | Southwest Stage Funding | F | 10 | 3 | 10.0% | 8.40% |
| 8 | Guild Mortgage | A | 9 | 6 | 0.0% | 6.88% |
| 9 | Freedom Mortgage | B | 8 | 2 | 0.0% | 7.00% |
| 10 | American Nation Bank | – | 8 | 3 | 50.0% | — |
| 11 | United Shore Financial Services | B | 7 | 5 | 14.3% | 7.00% |
| 12 | Countryplace Mortgage | F | 7 | 0 | 71.4% | — |
| 13 | First National Bank and Trust Company of Ardmore | B | 7 | 6 | 14.3% | — |
| 14 | Gateway First Bank | B | 6 | 6 | 0.0% | 6.75% |
| 15 | Mortgage Research Center | C | 5 | 1 | 0.0% | 5.99% |
| 16 | Third Coast Bank | – | 5 | 5 | 0.0% | — |
What Love County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Love County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 337 | 147 | 27.3% | 7.13% | $135,000 |
| 2024 | 375 | 145 | 36.3% | 7.13% | $125,000 |
| 2025 | 347 | 143 | 26.2% | 6.88% | $155,000 |
Frequently asked questions
26.2% of applications in Love County were denied in 2025, against 17.9% statewide in Oklahoma.
21st Mortgage, with 56 applications in 2025 and a denial rate of 37.5%.
The median mortgage application in Love County in 2025 was for $155,000; the median property value on originated loans was $245,000.