American Mortgage Bank · Washington · 2025

American Mortgage Bank in Washington: approval rate, denial rate and rates (2025)

American Mortgage Bank took 12 mortgage applications in Washington in 2025, ranking #440 of 822 lenders active in the state. It originated 66.7% of them and denied 16.7% (20.0% of the applications it decided), against a statewide denial rate of 15.7%.

12Applicationsin WA
20.0%Decision denial ratestate 19.5%
7.00%Median ratestate 6.63%
$380,000Median loanstate $335,000
$3.7MVolume7 counties

American Mortgage Bank in Washington vs the state

16.7%Denial rate+1.02 pts vs state
20.0%Decision denial rate+0.46 pts vs state
66.7%Origination rate+5.61 pts vs state
7.00%Median rate+0.37 pts vs state
0.49Rate spread (pts)+0.31 pts vs state
$127kMedian applicant income
8Loans originated
2Denied

What American Mortgage Bank lends in Washington

By loan purpose

Home purchase 6 50% · 0.0% denied
Refinance 3 25% · 0.0% denied
Cash-out refinance 3 25% · 66.7% denied

By loan type

Conventional 8 67% · 25.0% denied
FHA 2 17% · 0.0% denied
VA 2 17% · 0.0% denied

Why it denied Washington applicants

Other 1 50%
Debt-to-income ratio 1 50%

Where in Washington

Counties with the most American Mortgage Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Pierce County 430 0.0%
Kitsap County 220 0.0%
Walla Walla County 202 100.0%
Thurston County 110 0.0%
Kittitas County 100 0.0%
King County 110 0.0%
Snohomish County 110 0.0%

Other large lenders in Washington

LenderGradeApplicationsDenial rateMedian rate
Boeing Employees Credit UnionB 21,59923.8%6.13%
Rocket MortgageC 14,30115.9%6.63%
United Shore Financial ServicesB 13,77010.0%6.13%
Guild MortgageA 8,0563.4%6.63%
CMG MortgageA 7,8173.1%6.63%
Movement MortgageA 7,4723.6%6.63%
Bank of AmericaF 6,98627.0%5.99%
Crosscountry MortgageB 6,9033.1%6.63%
U.S. BankD 6,56827.6%6.63%
NewrezD 5,84912.9%6.63%

Frequently asked questions

Washington: 12 applications in 2025, of which 8 were originated and 2 denied.

16.7% of all applications, or 20.0% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.

The median rate on loans American Mortgage Bank originated in Washington in 2025 was 7.00%, against a statewide median of 6.63%.

About this data. Figures are American Mortgage Bank's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology