American Mortgage Bank in Kansas vs the state
4.9%Denial rate-10.11 pts vs state
5.7%Decision denial rate-12.54 pts vs state
77.2%Origination rate+13.38 pts vs state
6.63%Median rate0.00 pts vs state
0.50Rate spread (pts)+0.20 pts vs state
$79kMedian applicant income
298Loans originated
19Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 12 | 6 | 33.3% | 6.81% | #316 |
| 2024 | 183 | 138 | 3.3% | 6.63% | #98 |
| 2025 | 386 | 298 | 4.9% | 6.63% | #68 |
What American Mortgage Bank lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most American Mortgage Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sedgwick County | 157 | 130 | 4 | 2.5% |
| Wyandotte County | 56 | 36 | 6 | 10.7% |
| Johnson County | 46 | 27 | 3 | 6.5% |
| Reno County | 44 | 36 | 3 | 6.8% |
| Butler County | 18 | 15 | 0 | 0.0% |
| Leavenworth County | 14 | 13 | 0 | 0.0% |
| Sumner County | 8 | 7 | 1 | 12.5% |
| McPherson County | 6 | 4 | 0 | 0.0% |
| Harvey County | 6 | 5 | 0 | 0.0% |
| Kingman County | 6 | 5 | 1 | 16.7% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 386 applications in 2025, of which 298 were originated and 19 denied.
4.9% of all applications, or 5.7% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans American Mortgage Bank originated in Kansas in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are American Mortgage Bank's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology