American Internet Mortgage in Ohio vs the state
12.5%Denial rate-5.19 pts vs state
21.6%Decision denial rate-0.32 pts vs state
45.5%Origination rate-14.45 pts vs state
5.94%Median rate-0.94 pts vs state
-0.18Rate spread (pts)-0.57 pts vs state
$146kMedian applicant income
40Loans originated
11Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 31 | 19 | 22.6% | 6.50% | #466 |
| 2024 | 29 | 17 | 10.3% | 6.50% | #471 |
| 2025 | 88 | 40 | 12.5% | 5.94% | #344 |
What American Internet Mortgage lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most American Internet Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 15 | 7 | 1 | 6.7% |
| Cuyahoga County | 15 | 8 | 2 | 13.3% |
| Summit County | 9 | 4 | 1 | 11.1% |
| Butler County | 8 | 2 | 3 | 37.5% |
| Stark County | 4 | 3 | 0 | 0.0% |
| Hamilton County | 4 | 3 | 0 | 0.0% |
| Warren County | 4 | 2 | 0 | 0.0% |
| Fairfield County | 3 | 1 | 0 | 0.0% |
| Lake County | 3 | 0 | 0 | 0.0% |
| Greene County | 2 | 1 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 88 applications in 2025, of which 40 were originated and 11 denied.
12.5% of all applications, or 21.6% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans American Internet Mortgage originated in Ohio in 2025 was 5.94%, against a statewide median of 6.88%.
About this data. Figures are American Internet Mortgage's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology