American Financial Resources in Mississippi vs the state
6.7%Denial rate-16.20 pts vs state
9.4%Decision denial rate-19.04 pts vs state
63.9%Origination rate+11.00 pts vs state
6.56%Median rate-0.19 pts vs state
0.60Rate spread (pts)+0.27 pts vs state
$82kMedian applicant income
76Loans originated
8Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 115 | 43 | 20.9% | 6.13% | #106 |
| 2024 | 74 | 42 | 20.3% | 6.44% | #132 |
| 2025 | 119 | 76 | 6.7% | 6.56% | #114 |
What American Financial Resources lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most American Financial Resources applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| DeSoto County | 12 | 9 | 1 | 8.3% |
| Harrison County | 9 | 6 | 0 | 0.0% |
| Lee County | 9 | 8 | 0 | 0.0% |
| Madison County | 7 | 4 | 0 | 0.0% |
| Rankin County | 5 | 1 | 1 | 20.0% |
| Pontotoc County | 5 | 4 | 0 | 0.0% |
| Hinds County | 5 | 2 | 1 | 20.0% |
| Lowndes County | 5 | 3 | 1 | 20.0% |
| Union County | 5 | 2 | 1 | 20.0% |
| Lafayette County | 4 | 4 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 119 applications in 2025, of which 76 were originated and 8 denied.
6.7% of all applications, or 9.4% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans American Financial Resources originated in Mississippi in 2025 was 6.56%, against a statewide median of 6.75%.
About this data. Figures are American Financial Resources's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology