American Financial Resources in Maine vs the state
12.8%Denial rate-3.51 pts vs state
16.7%Decision denial rate-3.41 pts vs state
61.5%Origination rate-0.63 pts vs state
6.69%Median rate-0.19 pts vs state
0.44Rate spread (pts)+0.11 pts vs state
$98kMedian applicant income
24Loans originated
5Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 30 | 18 | 6.7% | 7.06% | #138 |
| 2024 | 21 | 13 | 19.1% | 7.00% | #160 |
| 2025 | 39 | 24 | 12.8% | 6.69% | #136 |
What American Financial Resources lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most American Financial Resources applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 9 | 4 | 2 | 22.2% |
| Cumberland County | 6 | 3 | 1 | 16.7% |
| Penobscot County | 6 | 5 | 1 | 16.7% |
| Androscoggin County | 4 | 3 | 0 | 0.0% |
| Waldo County | 3 | 1 | 1 | 33.3% |
| Kennebec County | 3 | 0 | 0 | 0.0% |
| Hancock County | 2 | 2 | 0 | 0.0% |
| Oxford County | 2 | 2 | 0 | 0.0% |
| Knox County | 1 | 1 | 0 | 0.0% |
| Aroostook County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 39 applications in 2025, of which 24 were originated and 5 denied.
12.8% of all applications, or 16.7% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans American Financial Resources originated in Maine in 2025 was 6.69%, against a statewide median of 6.88%.
About this data. Figures are American Financial Resources's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology