American Financial Network in Mississippi vs the state
21.7%Denial rate-1.18 pts vs state
30.0%Decision denial rate+1.55 pts vs state
49.3%Origination rate-3.59 pts vs state
6.75%Median rate0.00 pts vs state
0.88Rate spread (pts)+0.55 pts vs state
$68kMedian applicant income
34Loans originated
15Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 79 | 27 | 19.0% | 7.13% | #123 |
| 2024 | 70 | 43 | 7.1% | 7.38% | #135 |
| 2025 | 69 | 34 | 21.7% | 6.75% | #152 |
What American Financial Network lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most American Financial Network applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hinds County | 13 | 6 | 3 | 23.1% |
| Rankin County | 9 | 7 | 2 | 22.2% |
| DeSoto County | 9 | 3 | 2 | 22.2% |
| Pike County | 9 | 6 | 1 | 11.1% |
| Harrison County | 5 | 0 | 1 | 20.0% |
| Lowndes County | 3 | 0 | 3 | 100.0% |
| Leake County | 2 | 0 | 2 | 100.0% |
| Lawrence County | 2 | 2 | 0 | 0.0% |
| Adams County | 2 | 2 | 0 | 0.0% |
| Jones County | 1 | 1 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 69 applications in 2025, of which 34 were originated and 15 denied.
21.7% of all applications, or 30.0% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans American Financial Network originated in Mississippi in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are American Financial Network's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology