American Financial Network in Delaware vs the state
4.0%Denial rate-14.16 pts vs state
6.3%Decision denial rate-16.48 pts vs state
60.0%Origination rate+0.81 pts vs state
6.88%Median rate+0.25 pts vs state
0.70Rate spread (pts)+0.42 pts vs state
$100kMedian applicant income
30Loans originated
2Denied
Trend in Delaware
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 106 | 41 | 9.4% | 6.75% | #78 |
| 2024 | 43 | 16 | 11.6% | 7.69% | #121 |
| 2025 | 50 | 30 | 4.0% | 6.88% | #116 |
What American Financial Network lends in Delaware
By loan purpose
By loan type
Why it denied Delaware applicants
Where in Delaware
Counties with the most American Financial Network applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| New Castle County | 30 | 19 | 1 | 3.3% |
| Kent County | 13 | 9 | 1 | 7.7% |
| Sussex County | 7 | 2 | 0 | 0.0% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
Frequently asked questions
Delaware: 50 applications in 2025, of which 30 were originated and 2 denied.
4.0% of all applications, or 6.3% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans American Financial Network originated in Delaware in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are American Financial Network's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology