American Financial Network · Alaska · 2025

American Financial Network in Alaska: approval rate, denial rate and rates (2025)

American Financial Network took 11 mortgage applications in Alaska in 2025, ranking #103 of 252 lenders active in the state. It originated 36.4% of them and denied 36.4% (50.0% of the applications it decided), against a statewide denial rate of 14.0%.

11Applicationsin AK
50.0%Decision denial ratestate 18.0%
7.25%Median ratestate 6.44%
$385,000Median loanstate $305,000
$1.2MVolume3 counties

American Financial Network in Alaska vs the state

36.4%Denial rate+22.35 pts vs state
50.0%Decision denial rate+32.02 pts vs state
36.4%Origination rate-24.32 pts vs state
7.25%Median rate+0.81 pts vs state
1.41Rate spread (pts)+1.28 pts vs state
$103kMedian applicant income
4Loans originated
4Denied

Trend in Alaska

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023610.0%7.63%#114
202511436.4%7.25%#103

What American Financial Network lends in Alaska

By loan purpose

Home purchase 6 55% · 33.3% denied
Refinance 1 9% · 0.0% denied
Cash-out refinance 4 36% · 50.0% denied

By loan type

Conventional 4 36% · 25.0% denied
FHA 3 27% · 66.7% denied
VA 3 27% · 0.0% denied
USDA / RHS 1 9% · 100.0% denied

Why it denied Alaska applicants

Debt-to-income ratio 2 50%
Credit history 1 25%
Collateral 1 25%

Where in Alaska

Counties with the most American Financial Network applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Anchorage Municipality 742 28.6%
Matanuska-Susitna Borough 201 50.0%
Kenai Peninsula Borough 201 50.0%

Other large lenders in Alaska

LenderGradeApplicationsDenial rateMedian rate
Global Federal Credit UnionC 2,60116.0%6.63%
Residential MortgageB 1,9074.4%6.25%
NewrezD 1,3444.3%6.38%
Rocket MortgageC 1,05117.8%6.75%
Mortgage Research CenterC 84414.5%6.25%
United Shore Financial ServicesB 55112.2%6.12%
The Loan StoreB 5198.5%6.50%
NuVision Federal Credit UnionC 50132.9%4.99%
CREDIT UNION 1 Credit UnionD 46211.7%7.75%
First National Bank AlaskaC 4029.0%6.63%

Frequently asked questions

Alaska: 11 applications in 2025, of which 4 were originated and 4 denied.

36.4% of all applications, or 50.0% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.

The median rate on loans American Financial Network originated in Alaska in 2025 was 7.25%, against a statewide median of 6.44%.

About this data. Figures are American Financial Network's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology