AMERICA FIRST Federal Credit Union · Wyoming · 2025

AMERICA FIRST Federal Credit Union in Wyoming: approval rate, denial rate and rates (2025)

AMERICA FIRST Federal Credit Union took 11 mortgage applications in Wyoming in 2025, ranking #138 of 411 lenders active in the state. It originated 0.0% of them and denied 100.0% (100.0% of the applications it decided), against a statewide denial rate of 15.6%.

11Applicationsin WY
100.0%Decision denial ratestate 19.6%
Median ratestate 6.50%
$45,000Median loanstate $235,000
$0Volume5 counties

AMERICA FIRST Federal Credit Union in Wyoming vs the state

100.0%Denial rate+84.44 pts vs state
100.0%Decision denial rate+80.41 pts vs state
0.0%Origination rate-61.01 pts vs state
Median rate
Rate spread (pts)
$93kMedian applicant income
0Loans originated
11Denied

Trend in Wyoming

YearApplicationsOriginatedDenial rateMedian rateRank in state
202470100.0%#159
2025110100.0%#138

What AMERICA FIRST Federal Credit Union lends in Wyoming

By loan purpose

Refinance 1 9% · 100.0% denied
Home improvement 4 36% · 100.0% denied
Other / HELOC 6 55% · 100.0% denied

By loan type

Conventional 11 100% · 100.0% denied

Why it denied Wyoming applicants

Other 7 64%
Collateral 3 27%
Credit history 1 9%

Where in Wyoming

Counties with the most AMERICA FIRST Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Uinta County 505 100.0%
Sweetwater County 303 100.0%
Park County 101 100.0%
Natrona County 101 100.0%
Fremont County 101 100.0%

Other large lenders in Wyoming

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 1,56717.1%6.50%
United Shore Financial ServicesB 1,2818.7%6.12%
Fairway Independent MortgageB 1,1064.2%6.49%
Guild MortgageA 9614.5%6.38%
Glacier BankD 85615.9%6.95%
Mortgage Research CenterC 59916.9%6.25%
Uniwyo Federal Credit UnionC 54115.2%7.50%
Meridian Trust Federal Credit UnionB 52518.3%6.50%
Freedom MortgageB 51211.1%6.19%
First Interstate BankD 51023.5%8.13%

Frequently asked questions

Wyoming: 11 applications in 2025, of which 0 were originated and 11 denied.

100.0% of all applications, or 100.0% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are AMERICA FIRST Federal Credit Union's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology