Allied First Bank,sb · Tennessee · 2025

Allied First Bank,sb in Tennessee: approval rate, denial rate and rates (2025)

Allied First Bank,sb took 80 mortgage applications in Tennessee in 2025, ranking #354 of 1,274 lenders active in the state. It originated 1.3% of them and denied 30.0% (96.0% of the applications it decided), against a statewide denial rate of 17.1%.

80Applicationsin TN
96.0%Decision denial ratestate 21.7%
2.25%Median ratestate 6.62%
$300,000Median loanstate $225,000
$185kVolume34 counties

Allied First Bank,sb in Tennessee vs the state

30.0%Denial rate+12.86 pts vs state
96.0%Decision denial rate+74.32 pts vs state
1.3%Origination rate-56.83 pts vs state
2.25%Median rate-4.37 pts vs state
Rate spread (pts)
$92kMedian applicant income
1Loans originated
24Denied

Trend in Tennessee

YearApplicationsOriginatedDenial rateMedian rateRank in state
202315160.0%6.75%#551
202428032.1%#473
202580130.0%2.25%#354

What Allied First Bank,sb lends in Tennessee

By loan purpose

Home purchase 1 1% · 0.0% denied
Refinance 8 10% · 50.0% denied
Cash-out refinance 71 89% · 28.2% denied

By loan type

Conventional 3 4% · 33.3% denied
FHA 26 33% · 42.3% denied
VA 51 64% · 23.5% denied

Why it denied Tennessee applicants

Debt-to-income ratio 11 46%
Credit history 10 42%
Other 3 13%

Where in Tennessee

Counties with the most Allied First Bank,sb applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Montgomery County 1004 40.0%
Shelby County 903 33.3%
Davidson County 601 16.7%
Hamilton County 601 16.7%
Rutherford County 503 60.0%
Knox County 503 60.0%
Blount County 300 0.0%
Dickson County 202 100.0%
Maury County 211 50.0%
Tipton County 200 0.0%

Other large lenders in Tennessee

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,50317.3%6.50%
United Shore Financial ServicesB 12,45810.9%6.12%
Regions BankC 11,24736.5%4.99%
Vanderbilt Mortgage and FinanceF 9,64935.8%8.75%
Mortgage Research CenterC 6,56817.3%6.25%
FirstBankC 5,67714.5%6.88%
CMG MortgageA 5,6432.9%6.50%
Freedom MortgageB 5,4938.0%6.25%
Pennymac Loan ServicesC 5,33111.2%6.00%
Mortgage Investors GroupB 4,4543.5%6.50%

Frequently asked questions

Tennessee: 80 applications in 2025, of which 1 were originated and 24 denied.

30.0% of all applications, or 96.0% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.

The median rate on loans Allied First Bank,sb originated in Tennessee in 2025 was 2.25%, against a statewide median of 6.62%.

About this data. Figures are Allied First Bank,sb's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology