Allied First Bank,sb · Delaware · 2025

Allied First Bank,sb in Delaware: approval rate, denial rate and rates (2025)

Allied First Bank,sb took 40 mortgage applications in Delaware in 2025, ranking #131 of 540 lenders active in the state. It originated 0.0% of them and denied 25.0% (100.0% of the applications it decided), against a statewide denial rate of 18.2%.

40Applicationsin DE
100.0%Decision denial ratestate 22.7%
Median ratestate 6.63%
$315,000Median loanstate $245,000
$0Volume3 counties

Allied First Bank,sb in Delaware vs the state

25.0%Denial rate+6.84 pts vs state
100.0%Decision denial rate+77.27 pts vs state
0.0%Origination rate-59.19 pts vs state
Median rate
Rate spread (pts)
$82kMedian applicant income
0Loans originated
10Denied

Trend in Delaware

YearApplicationsOriginatedDenial rateMedian rateRank in state
202310060.0%#227
202410130.0%4.50%#240
202540025.0%#131

What Allied First Bank,sb lends in Delaware

By loan purpose

Home purchase 2 5% · 0.0% denied
Refinance 2 5% · 50.0% denied
Cash-out refinance 36 90% · 25.0% denied

By loan type

Conventional 2 5% · 0.0% denied
FHA 8 20% · 50.0% denied
VA 30 75% · 20.0% denied

Why it denied Delaware applicants

Debt-to-income ratio 6 60%
Credit history 3 30%
Other 1 10%

Where in Delaware

Counties with the most Allied First Bank,sb applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Kent County 1504 26.7%
Sussex County 1303 23.1%
New Castle County 1203 25.0%

Other large lenders in Delaware

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 2,38115.5%6.88%
Wilmington Savings Fund SocietyB 1,80116.6%7.25%
Citizens BankC 1,63329.3%7.65%
PNC BankD 1,49225.1%7.50%
NVR Mortgage FinanceB 1,41418.7%6.63%
United Shore Financial ServicesB 1,40813.0%6.13%
Pike Creek Mortgage ServicesB 1,3832.2%6.38%
Manufacturers and Traders TrustC 1,33732.5%5.99%
NewrezD 1,12718.4%6.50%
Del-One Federal Credit UnionD 1,07041.3%7.00%

Frequently asked questions

Delaware: 40 applications in 2025, of which 0 were originated and 10 denied.

25.0% of all applications, or 100.0% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Allied First Bank,sb's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology