Alliant Credit Union in Oregon vs the state
16.7%Denial rate+1.39 pts vs state
18.9%Decision denial rate-0.23 pts vs state
69.4%Origination rate+8.73 pts vs state
8.25%Median rate+1.50 pts vs state
0.92Rate spread (pts)+0.64 pts vs state
$179kMedian applicant income
353Loans originated
85Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 265 | 178 | 20.4% | 10.50% | #87 |
| 2024 | 374 | 268 | 16.8% | 9.50% | #72 |
| 2025 | 509 | 353 | 16.7% | 8.25% | #63 |
What Alliant Credit Union lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Alliant Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Multnomah County | 89 | 58 | 15 | 16.9% |
| Clackamas County | 87 | 59 | 16 | 18.4% |
| Washington County | 83 | 60 | 10 | 12.0% |
| Marion County | 44 | 34 | 4 | 9.1% |
| Deschutes County | 38 | 25 | 6 | 15.8% |
| Lane County | 29 | 20 | 5 | 17.2% |
| Jackson County | 18 | 13 | 2 | 11.1% |
| Linn County | 16 | 10 | 5 | 31.3% |
| Polk County | 11 | 10 | 1 | 9.1% |
| Yamhill County | 10 | 6 | 4 | 40.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 509 applications in 2025, of which 353 were originated and 85 denied.
16.7% of all applications, or 18.9% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Alliant Credit Union originated in Oregon in 2025 was 8.25%, against a statewide median of 6.75%.
About this data. Figures are Alliant Credit Union's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology