Alliant Credit Union in Ohio vs the state
40.2%Denial rate+22.46 pts vs state
47.5%Decision denial rate+25.60 pts vs state
44.0%Origination rate-15.88 pts vs state
7.00%Median rate+0.13 pts vs state
0.03Rate spread (pts)-0.36 pts vs state
$133kMedian applicant income
114Loans originated
104Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 146 | 61 | 43.2% | 9.75% | #254 |
| 2024 | 201 | 96 | 35.3% | 6.50% | #219 |
| 2025 | 259 | 114 | 40.2% | 7.00% | #202 |
What Alliant Credit Union lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Alliant Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cuyahoga County | 41 | 15 | 18 | 43.9% |
| Franklin County | 38 | 18 | 12 | 31.6% |
| Hamilton County | 22 | 12 | 6 | 27.3% |
| Delaware County | 21 | 13 | 7 | 33.3% |
| Summit County | 14 | 4 | 8 | 57.1% |
| Lake County | 14 | 7 | 5 | 35.7% |
| Clermont County | 9 | 2 | 6 | 66.7% |
| Stark County | 7 | 2 | 5 | 71.4% |
| Lucas County | 7 | 2 | 5 | 71.4% |
| Butler County | 6 | 4 | 1 | 16.7% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 259 applications in 2025, of which 114 were originated and 104 denied.
40.2% of all applications, or 47.5% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Alliant Credit Union originated in Ohio in 2025 was 7.00%, against a statewide median of 6.88%.
About this data. Figures are Alliant Credit Union's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology