Alliant Credit Union in Montana vs the state
12.3%Denial rate-2.54 pts vs state
14.0%Decision denial rate-4.70 pts vs state
73.7%Origination rate+11.70 pts vs state
7.75%Median rate+1.13 pts vs state
0.56Rate spread (pts)+0.32 pts vs state
$232kMedian applicant income
42Loans originated
7Denied
Trend in Montana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 25 | 14 | 24.0% | 10.63% | #106 |
| 2024 | 50 | 29 | 18.0% | 9.00% | #86 |
| 2025 | 57 | 42 | 12.3% | 7.75% | #84 |
What Alliant Credit Union lends in Montana
By loan purpose
By loan type
Why it denied Montana applicants
Where in Montana
Counties with the most Alliant Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Yellowstone County | 11 | 10 | 0 | 0.0% |
| Flathead County | 9 | 4 | 3 | 33.3% |
| Gallatin County | 8 | 6 | 1 | 12.5% |
| Missoula County | 8 | 7 | 0 | 0.0% |
| Lewis and Clark County | 5 | 4 | 0 | 0.0% |
| Lake County | 3 | 3 | 0 | 0.0% |
| Jefferson County | 2 | 1 | 1 | 50.0% |
| Park County | 2 | 1 | 1 | 50.0% |
| Cascade County | 1 | 1 | 0 | 0.0% |
| Lincoln County | 1 | 1 | 0 | 0.0% |
Other large lenders in Montana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Glacier Bank | D | 3,018 | 16.2% | 7.25% |
| Stockman Bank of Montana | B | 2,911 | 6.3% | 6.88% |
| Rocket Mortgage | C | 1,999 | 17.5% | 6.75% |
| United Shore Financial Services | B | 1,857 | 9.2% | 6.25% |
| Opportunity Bank of Montana | B | 1,608 | 9.8% | 6.88% |
| Evergreen Moneysource Mortgage | B | 1,158 | 1.1% | 6.25% |
| U.S. Bank | D | 1,024 | 27.1% | 7.13% |
| First Interstate Bank | D | 987 | 22.9% | 8.25% |
| Mortgage Research Center | C | 940 | 16.7% | 6.13% |
| Crosscountry Mortgage | B | 920 | 5.1% | 6.63% |
Frequently asked questions
Montana: 57 applications in 2025, of which 42 were originated and 7 denied.
12.3% of all applications, or 14.0% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.
The median rate on loans Alliant Credit Union originated in Montana in 2025 was 7.75%, against a statewide median of 6.63%.
About this data. Figures are Alliant Credit Union's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology