Alliant Credit Union in Maine vs the state
13.9%Denial rate-2.44 pts vs state
16.1%Decision denial rate-3.95 pts vs state
72.2%Origination rate+10.05 pts vs state
6.81%Median rate-0.06 pts vs state
0.42Rate spread (pts)+0.10 pts vs state
$235kMedian applicant income
26Loans originated
5Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 22 | 17 | 13.6% | 7.13% | #157 |
| 2025 | 36 | 26 | 13.9% | 6.81% | #139 |
What Alliant Credit Union lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Alliant Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cumberland County | 14 | 9 | 2 | 14.3% |
| York County | 6 | 5 | 0 | 0.0% |
| Penobscot County | 5 | 4 | 0 | 0.0% |
| Androscoggin County | 2 | 2 | 0 | 0.0% |
| Washington County | 2 | 2 | 0 | 0.0% |
| Piscataquis County | 1 | 1 | 0 | 0.0% |
| Somerset County | 1 | 0 | 1 | 100.0% |
| Hancock County | 1 | 1 | 0 | 0.0% |
| Knox County | 1 | 1 | 0 | 0.0% |
| Aroostook County | 1 | 0 | 1 | 100.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 36 applications in 2025, of which 26 were originated and 5 denied.
13.9% of all applications, or 16.1% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Alliant Credit Union originated in Maine in 2025 was 6.81%, against a statewide median of 6.88%.
About this data. Figures are Alliant Credit Union's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology