Alliant Credit Union · Louisiana · 2025

Alliant Credit Union in Louisiana: approval rate, denial rate and rates (2025)

Alliant Credit Union took 18 mortgage applications in Louisiana in 2025, ranking #320 of 721 lenders active in the state. It originated 44.4% of them and denied 11.1% (20.0% of the applications it decided), against a statewide denial rate of 22.2%.

18Applicationsin LA
20.0%Decision denial ratestate 28.2%
6.44%Median ratestate 6.63%
$345,000Median loanstate $165,000
$3.6MVolume7 counties

Alliant Credit Union in Louisiana vs the state

11.1%Denial rate-11.06 pts vs state
20.0%Decision denial rate-8.15 pts vs state
44.4%Origination rate-7.53 pts vs state
6.44%Median rate-0.19 pts vs state
0.10Rate spread (pts)-0.26 pts vs state
$260kMedian applicant income
8Loans originated
2Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023520.0%6.56%#442
20241170.0%6.00%#368
202518811.1%6.44%#320

What Alliant Credit Union lends in Louisiana

By loan purpose

Home purchase 14 78% · 7.1% denied
Refinance 3 17% · 0.0% denied
Cash-out refinance 1 6% · 100.0% denied

By loan type

Conventional 18 100% · 11.1% denied

Why it denied Louisiana applicants

Other 1 50%
Credit history 1 50%

Where in Louisiana

Counties with the most Alliant Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Orleans Parish 631 16.7%
East Baton Rouge Parish 520 0.0%
Jefferson Parish 320 0.0%
Avoyelles Parish 101 100.0%
Bossier Parish 100 0.0%
Ascension Parish 100 0.0%
Lafayette Parish 110 0.0%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 18 applications in 2025, of which 8 were originated and 2 denied.

11.1% of all applications, or 20.0% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

The median rate on loans Alliant Credit Union originated in Louisiana in 2025 was 6.44%, against a statewide median of 6.63%.

About this data. Figures are Alliant Credit Union's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology