Alliant Credit Union · Kansas · 2025

Alliant Credit Union in Kansas: approval rate, denial rate and rates (2025)

Alliant Credit Union took 45 mortgage applications in Kansas in 2025, ranking #234 of 766 lenders active in the state. It originated 57.8% of them and denied 4.4% (7.1% of the applications it decided), against a statewide denial rate of 15.0%.

45Applicationsin KS
7.1%Decision denial ratestate 18.3%
6.38%Median ratestate 6.63%
$355,000Median loanstate $165,000
$9.9MVolume10 counties

Alliant Credit Union in Kansas vs the state

4.4%Denial rate-10.59 pts vs state
7.1%Decision denial rate-11.14 pts vs state
57.8%Origination rate-6.04 pts vs state
6.38%Median rate-0.25 pts vs state
0.01Rate spread (pts)-0.29 pts vs state
$180kMedian applicant income
26Loans originated
2Denied

Trend in Kansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
202413100.0%6.38%#316
202545264.4%6.38%#234

What Alliant Credit Union lends in Kansas

By loan purpose

Home purchase 35 78% · 5.7% denied
Refinance 5 11% · 0.0% denied
Cash-out refinance 5 11% · 0.0% denied

By loan type

Conventional 38 84% · 2.6% denied
FHA 2 4% · 50.0% denied
VA 5 11% · 0.0% denied

Why it denied Kansas applicants

Incomplete application 1 50%
Debt-to-income ratio 1 50%

Where in Kansas

Counties with the most Alliant Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Johnson County 24140 0.0%
Sedgwick County 731 14.3%
Leavenworth County 531 20.0%
Wyandotte County 210 0.0%
Douglas County 220 0.0%
Reno County 100 0.0%
Shawnee County 110 0.0%
Doniphan County 100 0.0%
Miami County 110 0.0%
Butler County 110 0.0%

Other large lenders in Kansas

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 5,30318.0%6.63%
Communityamerica Credit UnionB 3,57512.4%6.38%
United Shore Financial ServicesB 2,54511.4%6.38%
Mortgage Research CenterC 2,38915.1%6.25%
Fairway Independent MortgageB 2,3602.0%6.63%
Pennymac Loan ServicesC 2,10310.8%6.49%
Credit Union of AmericaC 1,94022.9%7.75%
Capitol Federal Savings BankB 1,87312.6%6.75%
Guild MortgageA 1,5493.6%6.63%
U.S. BankD 1,53431.4%7.28%

Frequently asked questions

Kansas: 45 applications in 2025, of which 26 were originated and 2 denied.

4.4% of all applications, or 7.1% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.

The median rate on loans Alliant Credit Union originated in Kansas in 2025 was 6.38%, against a statewide median of 6.63%.

About this data. Figures are Alliant Credit Union's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology