Alliant Credit Union · Arkansas · 2025

Alliant Credit Union in Arkansas: approval rate, denial rate and rates (2025)

Alliant Credit Union took 36 mortgage applications in Arkansas in 2025, ranking #229 of 802 lenders active in the state. It originated 55.6% of them and denied 11.1% (16.0% of the applications it decided), against a statewide denial rate of 18.2%.

36Applicationsin AR
16.0%Decision denial ratestate 23.1%
6.19%Median ratestate 6.63%
$310,000Median loanstate $165,000
$7.4MVolume12 counties

Alliant Credit Union in Arkansas vs the state

11.1%Denial rate-7.08 pts vs state
16.0%Decision denial rate-7.13 pts vs state
55.6%Origination rate-1.27 pts vs state
6.19%Median rate-0.44 pts vs state
-0.05Rate spread (pts)-0.39 pts vs state
$166kMedian applicant income
20Loans originated
4Denied

What Alliant Credit Union lends in Arkansas

By loan purpose

Home purchase 22 61% · 9.1% denied
Refinance 6 17% · 16.7% denied
Cash-out refinance 5 14% · 20.0% denied
Other / HELOC 3 8% · 0.0% denied

By loan type

Conventional 31 86% · 9.7% denied
FHA 2 6% · 50.0% denied
VA 3 8% · 0.0% denied

Why it denied Arkansas applicants

Incomplete application 2 50%
Other 1 25%
Collateral 1 25%

Where in Arkansas

Counties with the most Alliant Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Benton County 1382 15.4%
Washington County 640 0.0%
Pulaski County 330 0.0%
Pope County 310 0.0%
Faulkner County 310 0.0%
Garland County 211 50.0%
Boone County 100 0.0%
Craighead County 100 0.0%
Pike County 110 0.0%
Saline County 110 0.0%

Other large lenders in Arkansas

LenderGradeApplicationsDenial rateMedian rate
Arvest BankC 9,74814.4%7.00%
Rocket MortgageC 5,85420.1%6.63%
ARKANSAS Federal Credit UnionF 4,43923.6%7.50%
Vanderbilt Mortgage and FinanceF 3,49138.4%10.25%
21st MortgageF 3,25046.6%9.69%
Mortgage Research CenterC 2,76718.3%6.25%
Regions BankC 2,64640.0%6.13%
Firsttrust Home LoansB 2,5900.5%6.49%
United Shore Financial ServicesB 2,45613.3%6.12%
Triad Financial ServicesD 2,13354.2%8.68%

Frequently asked questions

Arkansas: 36 applications in 2025, of which 20 were originated and 4 denied.

11.1% of all applications, or 16.0% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.

The median rate on loans Alliant Credit Union originated in Arkansas in 2025 was 6.19%, against a statewide median of 6.63%.

About this data. Figures are Alliant Credit Union's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology