All in Federal Credit Union in Ohio vs the state
68.0%Denial rate+50.31 pts vs state
68.0%Decision denial rate+46.11 pts vs state
24.0%Origination rate-35.90 pts vs state
9.50%Median rate+2.63 pts vs state
0.18Rate spread (pts)-0.21 pts vs state
$142kMedian applicant income
6Loans originated
17Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6 | 2 | 33.3% | 9.25% | #673 |
| 2024 | 11 | 9 | 18.2% | 9.50% | #592 |
| 2025 | 25 | 6 | 68.0% | 9.50% | #494 |
What All in Federal Credit Union lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most All in Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Summit County | 8 | 4 | 2 | 25.0% |
| Lucas County | 3 | 0 | 3 | 100.0% |
| Montgomery County | 3 | 1 | 2 | 66.7% |
| Cuyahoga County | 3 | 1 | 2 | 66.7% |
| Stark County | 2 | 0 | 2 | 100.0% |
| Mahoning County | 1 | 0 | 1 | 100.0% |
| Hamilton County | 1 | 0 | 1 | 100.0% |
| Lawrence County | 1 | 0 | 1 | 100.0% |
| Medina County | 1 | 0 | 1 | 100.0% |
| Harrison County | 1 | 0 | 1 | 100.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 25 applications in 2025, of which 6 were originated and 17 denied.
68.0% of all applications, or 68.0% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans All in Federal Credit Union originated in Ohio in 2025 was 9.50%, against a statewide median of 6.88%.
About this data. Figures are All in Federal Credit Union's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology