All Credit Considered Mortgage in Tennessee vs the state
3.5%Denial rate-13.69 pts vs state
3.5%Decision denial rate-18.23 pts vs state
96.6%Origination rate+38.47 pts vs state
7.38%Median rate+0.75 pts vs state
0.00Rate spread (pts)-0.23 pts vs state
$152kMedian applicant income
28Loans originated
1Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 40 | 26 | 20.0% | 9.50% | #425 |
| 2024 | 39 | 25 | 18.0% | 8.50% | #423 |
| 2025 | 29 | 28 | 3.5% | 7.38% | #483 |
What All Credit Considered Mortgage lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most All Credit Considered Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Davidson County | 8 | 8 | 0 | 0.0% |
| Hamilton County | 6 | 5 | 1 | 16.7% |
| Shelby County | 5 | 5 | 0 | 0.0% |
| Sumner County | 2 | 2 | 0 | 0.0% |
| Maury County | 1 | 1 | 0 | 0.0% |
| Robertson County | 1 | 1 | 0 | 0.0% |
| Cheatham County | 1 | 1 | 0 | 0.0% |
| Wilson County | 1 | 1 | 0 | 0.0% |
| Dickson County | 1 | 1 | 0 | 0.0% |
| Rutherford County | 1 | 1 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 29 applications in 2025, of which 28 were originated and 1 denied.
3.5% of all applications, or 3.5% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans All Credit Considered Mortgage originated in Tennessee in 2025 was 7.38%, against a statewide median of 6.62%.
About this data. Figures are All Credit Considered Mortgage's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology