AgWest Farm Credit, FLCA in Montana vs the state
15.5%Denial rate+0.70 pts vs state
23.1%Decision denial rate+4.38 pts vs state
50.0%Origination rate-11.98 pts vs state
6.55%Median rate-0.08 pts vs state
0.29Rate spread (pts)+0.05 pts vs state
$156kMedian applicant income
29Loans originated
9Denied
Trend in Montana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 37 | 17 | 2.7% | 7.20% | #87 |
| 2024 | 45 | 25 | 6.7% | 6.70% | #94 |
| 2025 | 58 | 29 | 15.5% | 6.55% | #81 |
What AgWest Farm Credit, FLCA lends in Montana
By loan purpose
By loan type
Why it denied Montana applicants
Where in Montana
Counties with the most AgWest Farm Credit, FLCA applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Yellowstone County | 5 | 3 | 1 | 20.0% |
| Gallatin County | 4 | 3 | 0 | 0.0% |
| Jefferson County | 4 | 2 | 0 | 0.0% |
| Cascade County | 4 | 1 | 1 | 25.0% |
| Park County | 4 | 3 | 0 | 0.0% |
| Sanders County | 3 | 1 | 1 | 33.3% |
| Richland County | 3 | 1 | 1 | 33.3% |
| Lincoln County | 2 | 1 | 0 | 0.0% |
| Teton County | 2 | 2 | 0 | 0.0% |
| Lewis and Clark County | 2 | 1 | 1 | 50.0% |
Other large lenders in Montana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Glacier Bank | D | 3,018 | 16.2% | 7.25% |
| Stockman Bank of Montana | B | 2,911 | 6.3% | 6.88% |
| Rocket Mortgage | C | 1,999 | 17.5% | 6.75% |
| United Shore Financial Services | B | 1,857 | 9.2% | 6.25% |
| Opportunity Bank of Montana | B | 1,608 | 9.8% | 6.88% |
| Evergreen Moneysource Mortgage | B | 1,158 | 1.1% | 6.25% |
| U.S. Bank | D | 1,024 | 27.1% | 7.13% |
| First Interstate Bank | D | 987 | 22.9% | 8.25% |
| Mortgage Research Center | C | 940 | 16.7% | 6.13% |
| Crosscountry Mortgage | B | 920 | 5.1% | 6.63% |
Frequently asked questions
Montana: 58 applications in 2025, of which 29 were originated and 9 denied.
15.5% of all applications, or 23.1% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.
The median rate on loans AgWest Farm Credit, FLCA originated in Montana in 2025 was 6.55%, against a statewide median of 6.63%.
About this data. Figures are AgWest Farm Credit, FLCA's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology