Affinity in Washington vs the state
18.2%Denial rate+2.53 pts vs state
28.6%Decision denial rate+9.03 pts vs state
36.4%Origination rate-24.70 pts vs state
4.83%Median rate-1.80 pts vs state
-1.01Rate spread (pts)-1.20 pts vs state
$205kMedian applicant income
4Loans originated
2Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 2 | 60.0% | 7.63% | #551 |
| 2025 | 11 | 4 | 18.2% | 4.83% | #444 |
What Affinity lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Affinity applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 5 | 1 | 1 | 20.0% |
| Snohomish County | 4 | 3 | 0 | 0.0% |
| Skagit County | 1 | 0 | 0 | 0.0% |
| Pend Oreille County | 1 | 0 | 1 | 100.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 11 applications in 2025, of which 4 were originated and 2 denied.
18.2% of all applications, or 28.6% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Affinity originated in Washington in 2025 was 4.83%, against a statewide median of 6.63%.
About this data. Figures are Affinity's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology