Absolute Home Mortgage in Ohio vs the state
2.8%Denial rate-14.85 pts vs state
4.5%Decision denial rate-17.40 pts vs state
60.3%Origination rate+0.38 pts vs state
6.50%Median rate-0.38 pts vs state
0.47Rate spread (pts)+0.08 pts vs state
$76kMedian applicant income
85Loans originated
4Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 38 | 23 | 5.3% | 6.63% | #436 |
| 2024 | 107 | 63 | 1.9% | 6.75% | #298 |
| 2025 | 141 | 85 | 2.8% | 6.50% | #282 |
What Absolute Home Mortgage lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Absolute Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cuyahoga County | 46 | 28 | 2 | 4.3% |
| Stark County | 23 | 14 | 0 | 0.0% |
| Medina County | 16 | 7 | 0 | 0.0% |
| Lorain County | 13 | 10 | 1 | 7.7% |
| Summit County | 9 | 6 | 0 | 0.0% |
| Geauga County | 7 | 3 | 0 | 0.0% |
| Lake County | 5 | 3 | 1 | 20.0% |
| Portage County | 4 | 3 | 0 | 0.0% |
| Warren County | 3 | 1 | 0 | 0.0% |
| Carroll County | 2 | 0 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 141 applications in 2025, of which 85 were originated and 4 denied.
2.8% of all applications, or 4.5% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Absolute Home Mortgage originated in Ohio in 2025 was 6.50%, against a statewide median of 6.88%.
About this data. Figures are Absolute Home Mortgage's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology